Onward Cooperative Investments and Credit Union

Your cooperative savings, shares and loans in one place.

Onward C.I.C.U. brings our member societies together. Members save, hold shares, borrow and plan for retirement, and can follow every movement on their phone.

Coming soon on the App Store Coming soon on Google Play

The member app is for registered members of a participating society.

What members can do in the app

Everything your society records for you, kept up to date and readable at a glance.

Savings and shares

See your savings, special savings and share balances, and the history of every deduction and adjustment behind them.

Loans

Follow your loans: the amount borrowed, what you have repaid and what is left, month by month.

Kasolayo

If you are enrolled, see your Kasolayo retirement contributions grow towards your payout.

Notices and forum

Read announcements from your society and take part in the members' forum.

How it works for societies

Society administrators run the cooperative from a secure staff portal. Members do not sign themselves up: your society registers you.

  1. Your society registers you Your administrator records your membership and sets your monthly deductible amount.
  2. Deductions are scheduled and reconciled Each month the society prepares the payroll or bank deduction schedule, and matches what was actually received against it.
  3. Every naira is allocated and recorded A confirmed deduction pays loan repayments first, then Kasolayo, savings and special savings. Each movement is kept as a permanent record.
  4. You see it in the app Once your account is activated, you sign in and follow your balances and loans.

Contact us

For questions about your membership, balances or loans, start with your society administrator. For anything else, reach Onward C.I.C.U. directly.

Email
[To be completed: contact email]
Office
[To be completed: registered address]
Your data
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